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What is the proper way to seek referrals? Don’t ask for them.
Instead, engage your client in conversation. Throughout your relationship, you are likely to be hearing stories and anecdotes about your client’s daily life. Their life at work. Their kids in school. Their circle of friends. Their preconceptions about buying a house or a specific kind of investment because of an experience their best friend had last year.
When you engage your client on this level, they are not just opening up to you…they are putting low-hanging fruit out for you to pick! Have your antennas up. Hone your listening skills.
Also don’t forget to make mental or written notes about the people in your client’s circle of influence who come up through normal conversation. Engage your client and ask questions that fuel these conversations.
Climate scientists have issued a fresh warning over the future risk of flooding after research showed heavy rainstorms are likely to become even more intense than predicted.
Rainfall is expected to increase with global warming because the atmosphere can hold more water as it heats up, but the extent to which rainfall patterns will change in the future has been unclear.
Researchers warn regions that are already vulnerable to flooding will be hit hardest by rainstorms in the future, and that previous predictions may have underestimated how intense these rainstorms will be.
Researchers from Reading and Miami Universities used satellite data from 1987 to 2004 to see how natural changes in surface and air temperatures caused by El Niño weather events influenced rainfall over the tropics. They found a clear link, with countries experiencing far more rainfall as temperatures rose.
If other researchers are able to confirm the findings, it suggests areas already prone to flooding may experience far more problems as global temperatures rise.
According to the report, the UK must prepare for a 4C rise in average temperatures, despite Europe’s declared goal of no more than a 2C rise.
From my own experience, I know It can be difficult to wade through the masses of credit card offers you may receive, especially when low interest credit cards and rewards cards catch your eye. In fact, I am bombarded by such mails every week, I just throw out most of them.
Nowadays, consumers rely on credit cards to achieve their lifestyle goals by capitalizing on special bargains, spread payments out over several months, and provide cash in emergencies. Credit cards have become so widespread people cannot do without them.
Whether you are getting business, personal or student credit cards, it is important to do some research before you sign up.
Getting the most from your credit cards involves four main steps:
* Use your credit cards wisely.
* Protect yourself against fraud.
* Review your credit history regularly.
* Get the right card for your needs.
If you ever need to compare credit cards online, Better-Credit.com is a useful resource. The balance transfer credit card offers look very attractive. To find out more, visit the site today.
Want to save money and cut down on air pollution?
Shut off your car when you are not going anywhere? Even if it’s just for a few minutes. I’ll never understand this, but almost every time I visit the local gas station/market there’s at least one vehicle parked outside with the engine idling.
If you ever find yourself getting out of your car with it running or are waiting for somebody, please turn the engine off. You may not think it happens often but you do it all the time. Someone runs into the bank or a store or maybe you arrived early to pick someone up. These are great moments to turn off your engine.
The usual excuses just don’t cut it. You can still listen to the radio while the engine is off. If it’s hot out you can open the windows. Maybe in the wintertime it can get pretty cold, but even then if your windows are closed your car should maintain a comfortable temperature for several minutes.
With the current gas rates, everyone should be thinking about simple ways to conserve gas and protect the environment. At the same time you can be taking one simple green step.
